Structured Settlement Calculator
Estimate how much your structured settlement payments could be worth as a lump sum.
Estimate Your Lump Sum
Industry average: 9-12%. Lower rates = more cash for you.
Estimated Lump Sum Value
$0
Total future payments: $0
This is an estimate. Get your actual offer from licensed buyers:
Get My Actual OfferThis calculator provides estimates only and is not a quote. Actual offers depend on multiple factors including your specific settlement terms, state laws, and current market conditions.
Understanding Discount Rates
The discount rate is the percentage used to calculate the present value of your future payments. A lower discount rate means you receive more cash. Industry discount rates typically range from 9% to 12%, but can vary based on:
- - The total value of payments being transferred
- - How many years of payments remain
- - Whether the payments are life-contingent or period-certain
- - The credit quality of the annuity issuer
- - Current market conditions
This is exactly why comparing offers from multiple buyers matters - each buyer uses different discount rates, and the difference can mean thousands of dollars in your pocket.
Get Your Free Lump Sum Offer Today
Compare offers from 15+ licensed factoring companies. Free, no-obligation quote.
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