How It Works
Selling your structured settlement is simpler than you think. Here's what to expect.
How It Works
Tell Us About Your Settlement
Share the type, amount, and remaining payments of your structured settlement, annuity, or lottery winnings. It takes less than 2 minutes.
Compare Offers from Licensed Buyers
Our network of 15+ licensed factoring companies review your information and compete to make you the best lump sum offer. You choose which offer to accept - no pressure.
Get Your Lump Sum
Accept the best offer, and we guide you through the court approval process. Once approved, funds are wired directly to your account.
What Happens During Court Approval?
Every structured settlement transfer requires court approval under your state's Structured Settlement Protection Act (SSPA). This process protects you by ensuring the transfer is in your best interest.
Here's what the court approval process typically involves:
- Petition filed - The factoring company files a petition with the court in your state.
- Waiting period - Most states require a waiting period (typically 20-30 days) before the hearing.
- Independent advice - Some states require you to receive independent professional advice.
- Court hearing - A judge reviews the transfer and confirms it's in your best interest.
- Transfer order - The court issues an order approving the transfer.
- Funds disbursed - The factoring company wires your lump sum payment.
The entire process typically takes 45-90 days from start to finish. Sell My Structured Settlement Cash guides you through every step at no cost.
Get Your Free Lump Sum Offer Today
Compare offers from 15+ licensed factoring companies. Free, no-obligation quote.
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