Sell Your Annuity Payments for a Lump Sum of Cash
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What Are Annuity Payments?
An annuity is a financial product that pays out a fixed stream of payments over time. Annuities are commonly issued as part of structured settlements, retirement plans, or insurance payouts. While annuities provide predictable income, they lock your money into a schedule that may not match your current financial needs.
Why Sell Your Annuity Payments?
Annuity holders choose to sell for many of the same reasons as structured settlement holders - medical bills, debt consolidation, home purchases, or simply because a lump sum serves them better than periodic payments. The key difference is that annuities may come from various sources, not just legal settlements.
Whether your annuity came from a personal injury settlement, a workers' compensation claim, or a purchased annuity contract, you may be able to sell some or all of your future payments for immediate cash.
Annuity vs. Structured Settlement
A structured settlement is a type of annuity - but not all annuities are structured settlements. The distinction matters for the court approval process:
- Structured settlement annuities require court approval under your state's SSPA
- Purchased annuities may not require court approval (depends on contract terms)
Sell My Structured Settlement Cash helps you determine which type of annuity you hold and connects you with buyers who specialize in your specific situation.
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How It Works
Tell Us About Your Annuity
Share the type, amount, and remaining payments of your annuity. It takes less than 2 minutes.
Compare Offers from Licensed Buyers
Our network of 15+ licensed factoring companies review your annuity and compete to make you the best lump sum offer.
Get Your Lump Sum
Accept the best offer and receive your cash. Funds wired directly to your account.
Why Choose Sell My Structured Settlement Cash
15+ Licensed Buyers
Our network of licensed factoring companies compete for your settlement, ensuring you get the best possible offer.
Free, No-Obligation Quote
Get your lump sum offer with zero cost and no commitment. Compare offers before you decide.
No Broker Fees
There are no fees to you - ever. Our service is completely free for settlement holders.
Court Approval Guidance
We guide you through every step of your state's court approval process at no additional charge.
Serving All 50 States
We serve structured settlement holders nationwide. Every state's SSPA requirements are covered.
Confidential & Secure
Your information is protected and shared only with licensed buyers you choose to work with.
Frequently Asked Questions
Can I sell my annuity payments?
In most cases, yes. If your annuity comes from a structured settlement, the transfer requires court approval. Purchased annuities may have different transfer rules depending on the contract.
How much will I get for my annuity?
The amount depends on the discount rate, remaining payments, and payment schedule. Sell My Structured Settlement Cash connects you with multiple competing buyers to maximize your offer.
Do I have to sell all my annuity payments?
No. You can sell some payments and keep others through a partial transfer.
How long does it take?
Most annuity transfers complete within 45-90 days if court approval is required. Purchased annuity transfers may be faster.
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