Financial Disclaimer
Effective Date: July 6, 2026 | Last Updated: July 6, 2026
Service Description
Sell My Structured Settlement for Cash is a lead generation and referral service. We connect individuals seeking to sell structured settlement, annuity, or lottery payments with qualified, licensed purchasing companies. Deals are funded by Genex Capital, our funding partner. We are not a structured settlement purchasing company, factoring company, financial advisor, broker, or lender.
Settlement Cash Advances Are Not Loans
A settlement cash advance, where offered by a purchasing company or funding partner, is not a loan and is not an extension of credit. It is an advance of a portion of the purchase price for payments you have agreed to sell, and it is recovered solely as a deduction from your lump sum when the transaction funds. No interest accrues, no Annual Percentage Rate (APR) applies, there are no finance charges, and there is no schedule of repayments, so minimum and maximum repayment periods do not apply. Representative example: a seller with a $50,000 purchase price who receives a $2,000 advance receives the remaining $48,000 at funding; the total cost of the advance is $0 in interest and $0 in fees. Advances are subject to approval by the purchasing company and are not available in all circumstances. Neither this Site nor its funding partner makes personal loans.
Court Approval Required
Structured settlement transfers typically require court approval under your state's Structured Settlement Protection Act (SSPA). Court approval is not guaranteed. A judge will independently determine whether a proposed transfer is in your best interest before approving any transaction.
No Guarantees
We do not guarantee specific settlement amounts, discount rates, approval timelines, or outcomes. Results vary based on individual circumstances, including the terms of your settlement, your state's laws, and market conditions.
Not Financial or Legal Advice
Nothing on this Site constitutes financial, legal, or tax advice. We strongly recommend consulting with a licensed financial advisor, attorney, or tax professional before making decisions about selling your structured settlement payments.
Independent Professional Advice
Many states require that you receive independent professional advice before selling your structured settlement. This advice may be provided by a licensed attorney, financial advisor, or other qualified professional who is not affiliated with the purchasing company.
Third-Party Relationships
The purchasing companies in our network are independent businesses. Sell My Structured Settlement for Cash does not own, control, or manage these companies. Any agreement for the purchase or transfer of your payment rights is between you and the purchasing company directly.
Regulatory Disclaimer
This Site is not endorsed by or affiliated with the Consumer Financial Protection Bureau (CFPB), any state attorney general's office, or any state or federal regulatory agency.