DRB Capital Review
Direct buyer, better rates.
Founded
2003
Key Stat
Direct purchaser since 2003
Type
Settlement Buyer
About DRB Capital
A direct structured settlement purchasing company based in Florida. DRB Capital buys structured settlements and annuity payments directly, cutting out middlemen to offer competitive rates.
Pros
- Direct buyer - no broker middlemen
- Competitive discount rates
- Florida-based with nationwide service
- Handles court approval process
Cons
- Smaller brand recognition
- Limited Trustpilot/review presence
- Less marketing visibility
Is DRB Capital Legit?
DRB Capital is a legitimate Delray Beach, Florida buyer purchasing structured settlement and annuity payments at national scale, with an in-house legal team that files transfer petitions across the country.
DRB Capital Fees and Discount Rates
DRB prices via discount rate like the rest of the market (~9% to 18%+ effective, deal-specific) and frequently advertises cash advances while your court date is pending - remember advances net against your final payout.
How DRB Capital Compares
DRB competes hard on speed and advance availability. If your priority is maximum net price rather than fastest interim cash, force a written-quote comparison before committing.
Frequently Asked Questions
Is DRB Capital a legitimate company?
Yes. DRB Capital is an established participant in the structured settlement secondary market. Every purchase it makes must be approved by a judge under your state's Structured Settlement Protection Act, which is the industry's core consumer protection.
What rates does DRB Capital charge?
DRB Capital does not publish a rate schedule. Offers are priced with a discount rate that typically lands in the industry's 9% to 18%+ effective range depending on your payment schedule. The only way to know your number is to get a written quote - and the best way to improve it is a competing quote.
Should I sell my payments to DRB Capital?
Get their written offer, then compare it against at least one competitor before deciding. A legitimate buyer will state your net payout in writing and give you time to consider it. Our team can provide a competing quote for exactly that comparison.
Don't Settle for One Offer
DRB Capital is one of the licensed buyers operating in this market. Quotes through Sell My Structured Settlement for Cash disclose the exact discount rate in writing and carry a price match guaranty, so you can benchmark any DRB Capital offer directly against ours.
Get My Lump Sum OfferAlso Compare
This review is editorial, based on publicly available information, and is not affiliated with or endorsed by DRB Capital. Trademarks belong to their owners. Rate ranges describe the industry generally; your written quote is the only figure that applies to you.