Stone Street Capital Review
Your settlement, your choice.
Founded
2000
Key Stat
Nationwide service since 2000
Type
Settlement Buyer
About Stone Street Capital
A national structured settlement buyer that has been purchasing payments since 2000. Stone Street Capital handles structured settlements, annuities, and lottery winnings across all 50 states.
Pros
- Nationwide coverage
- Handles all payment types
- Over 20 years experience
- Court approval guidance included
Cons
- Limited online review presence
- Less competitive marketing
- Smaller team than JGW/Peachtree
Is Stone Street Capital Legit?
Stone Street Capital is a legitimate Bethesda, Maryland buyer with roots back to 1989 - one of the industry's oldest firms and historically one of the most active purchasers of lottery prize payments in addition to structured settlements.
Stone Street Capital Fees and Discount Rates
Standard discount-rate economics apply (~9% to 18%+ effective, case depending). For lottery streams specifically, Stone Street's long specialization means its quotes on prize payments are usually worth having in any comparison set.
How Stone Street Capital Compares
Strongest use case: lottery winners and annuity holders wanting a seasoned counterparty. For personal-injury structured settlements, compare against buyers who concentrate on that segment.
Frequently Asked Questions
Is Stone Street Capital a legitimate company?
Yes. Stone Street Capital is an established participant in the structured settlement secondary market. Every purchase it makes must be approved by a judge under your state's Structured Settlement Protection Act, which is the industry's core consumer protection.
What rates does Stone Street Capital charge?
Stone Street Capital does not publish a rate schedule. Offers are priced with a discount rate that typically lands in the industry's 9% to 18%+ effective range depending on your payment schedule. The only way to know your number is to get a written quote - and the best way to improve it is a competing quote.
Should I sell my payments to Stone Street Capital?
Get their written offer, then compare it against at least one competitor before deciding. A legitimate buyer will state your net payout in writing and give you time to consider it. Our team can provide a competing quote for exactly that comparison.
Don't Settle for One Offer
Stone Street Capital is one of the licensed buyers operating in this market. Quotes through Sell My Structured Settlement for Cash disclose the exact discount rate in writing and carry a price match guaranty, so you can benchmark any Stone Street Capital offer directly against ours.
Get My Lump Sum OfferAlso Compare
This review is editorial, based on publicly available information, and is not affiliated with or endorsed by Stone Street Capital. Trademarks belong to their owners. Rate ranges describe the industry generally; your written quote is the only figure that applies to you.