About MetLife
Metropolitan Life Insurance Company, better known as MetLife, has been in business since 1868 and is one of the largest life insurers in the world. MetLife has long been one of the most common issuers of structured settlement annuities in the United States, funding periodic payments for personal injury, wrongful death, and workers compensation settlements through its assignment companies.
If your settlement checks or benefits letter carry the MetLife name, your future payments are backed by one of the most established annuity issuers in the market, and payment streams like yours are bought and sold on the secondary market every week.
MetLife continues to write or service structured settlement annuities today.
How Transfers Work with MetLife
MetLife is a routine participant in SSPA transfers. After a court approves your transfer, the buyer's counsel serves the order on MetLife, which acknowledges the assignment and redirects the sold payments. MetLife handles split payments (selling only part of each check) regularly, so partial sales are typically straightforward.
Every transfer, regardless of issuer, requires approval by a judge under your state's Structured Settlement Protection Act. See how court approval works and your state's rules.
What You Need to Get a Quote
To get an accurate quote for payments issued by MetLife, have these ready:
- Your settlement agreement or a copy of the annuity contract
- A recent benefits letter showing your remaining payment schedule
- Any prior transfer court orders, if you have sold payments before
If you cannot locate the benefits letter, the issuer can reissue one - your buyer can also request it with your authorization.
How to Contact MetLife About Your Annuity
The MetLife annuity phone number for current payees is 800-638-2704 (Structured Settlements Customer Service). Service hours: Mon-Fri, 8:00am-9:00pm ET.
Written requests, including benefits letter requests, go to: MetLife Retirement & Income Solutions, PO Box 14710, Lexington, KY 40512-4710
MetLife structured settlement payees can also manage payments and update details online through MetLife's MyBenefits portal. Have your annuity or claim number ready when you call - it is on your benefits letter or annual statement.
Contact details verified against official MetLife sources, August 2026. If a number has changed, the issuer's own website is the authoritative source.
Thinking about selling your MetLife payments?
Any buyer needs a judge's approval to purchase your payments, and offers vary widely. Compare before you commit. Get a free, no-obligation quote.
Frequently Asked Questions
Can I sell my MetLife structured settlement payments?
Yes. Structured settlement payment rights can be sold regardless of which insurance company issues the annuity, subject to court approval under your state's Structured Settlement Protection Act. MetLife continues to write or service structured settlement annuities today.
Does the insurance company have to approve my sale?
The issuer does not decide whether you can sell - a judge does. The issuer's role is to acknowledge the court order and redirect the sold payments to the buyer. Issuers process these transfers routinely.
Will selling affect my remaining payments?
No. Any payments you keep continue exactly as scheduled. In a partial sale, the issuer splits your payments per the court order: the sold portion goes to the buyer and the rest still comes to you.
Sell My Structured Settlement for Cash is not affiliated with, endorsed by, or sponsored by MetLife. Company names are used for identification only; all trademarks belong to their respective owners. We help payment holders sell payment rights issued by this and other insurers, subject to court approval.