About Pacific Life
Pacific Life has been in business since 1868 and operates one of the more active structured settlement annuity programs in the market today. Its structured settlement division regularly funds new settlements, which means many recent injury settlements - including many from the last decade - are backed by Pacific Life annuities.
Pacific Life continues to write or service structured settlement annuities today.
How Transfers Work with Pacific Life
Pacific Life is experienced with SSPA transfers and generally processes court orders efficiently. Its documentation requirements are standard: the transfer petition, the court order, and its own acknowledgment forms. Split-payment arrangements for partial sales are routinely accommodated.
Every transfer, regardless of issuer, requires approval by a judge under your state's Structured Settlement Protection Act. See how court approval works and your state's rules.
What You Need to Get a Quote
To get an accurate quote for payments issued by Pacific Life, have these ready:
- Your settlement agreement or a copy of the annuity contract
- A recent benefits letter showing your remaining payment schedule
- Any prior transfer court orders, if you have sold payments before
If you cannot locate the benefits letter, the issuer can reissue one - your buyer can also request it with your authorization.
How to Contact Pacific Life About Your Annuity
The Pacific Life annuity phone number for current payees is 888-728-5611 (Structured Settlement Customer Service). Service hours: Mon-Fri, 8:30am-5:00pm ET.
Written requests, including benefits letter requests, go to: Pacific Life, PO Box 84307, Lincoln, NE 68501-4307
Pacific Life runs a dedicated structured settlement service center in Lincoln, Nebraska, separate from its main annuity operation. New York contracts are issued by Pacific Life & Annuity Company but use the same service contacts.
Contact details verified against official Pacific Life sources, August 2026. If a number has changed, the issuer's own website is the authoritative source.
Thinking about selling your Pacific Life payments?
Any buyer needs a judge's approval to purchase your payments, and offers vary widely. Compare before you commit. Get a free, no-obligation quote.
Frequently Asked Questions
Can I sell my Pacific Life structured settlement payments?
Yes. Structured settlement payment rights can be sold regardless of which insurance company issues the annuity, subject to court approval under your state's Structured Settlement Protection Act. Pacific Life continues to write or service structured settlement annuities today.
Does the insurance company have to approve my sale?
The issuer does not decide whether you can sell - a judge does. The issuer's role is to acknowledge the court order and redirect the sold payments to the buyer. Issuers process these transfers routinely.
Will selling affect my remaining payments?
No. Any payments you keep continue exactly as scheduled. In a partial sale, the issuer splits your payments per the court order: the sold portion goes to the buyer and the rest still comes to you.
Sell My Structured Settlement for Cash is not affiliated with, endorsed by, or sponsored by Pacific Life. Company names are used for identification only; all trademarks belong to their respective owners. We help payment holders sell payment rights issued by this and other insurers, subject to court approval.