About Prudential
Prudential Financial, founded in 1875, is one of the largest financial services companies in the country and a longstanding issuer of structured settlement annuities. Prudential-funded settlements are common in cases involving minors and long-horizon payment schedules, where its financial strength was a deciding factor for the settling parties.
Prudential continues to write or service structured settlement annuities today.
How Transfers Work with Prudential
Prudential acknowledges qualified transfer orders under the SSPA process and redirects payments after court approval. Because Prudential books often involve life-contingent payments (payments that continue only while you are living), expect the buyer to arrange life insurance underwriting on those portions, which can add time to the quote stage.
Every transfer, regardless of issuer, requires approval by a judge under your state's Structured Settlement Protection Act. See how court approval works and your state's rules.
What You Need to Get a Quote
To get an accurate quote for payments issued by Prudential, have these ready:
- Your settlement agreement or a copy of the annuity contract
- A recent benefits letter showing your remaining payment schedule
- Any prior transfer court orders, if you have sold payments before
If you cannot locate the benefits letter, the issuer can reissue one - your buyer can also request it with your authorization.
How to Contact Prudential About Your Annuity
The Prudential annuity phone number for current payees is 877-778-8118 (dedicated structured settlement line).
Written requests, including benefits letter requests, go to: The Prudential Insurance Company of America, Prudential Retirement, PO Box 70197, Philadelphia, PA 19176
Prudential maintains a separate service line for structured settlement payees - the general annuity number routes differently, so use the settlement line above. Written requests can also go by email to SS.Operations@Prudential.com.
Contact details verified against official Prudential sources, August 2026. If a number has changed, the issuer's own website is the authoritative source.
Thinking about selling your Prudential payments?
Any buyer needs a judge's approval to purchase your payments, and offers vary widely. Compare before you commit. Get a free, no-obligation quote.
Frequently Asked Questions
Can I sell my Prudential structured settlement payments?
Yes. Structured settlement payment rights can be sold regardless of which insurance company issues the annuity, subject to court approval under your state's Structured Settlement Protection Act. Prudential continues to write or service structured settlement annuities today.
Does the insurance company have to approve my sale?
The issuer does not decide whether you can sell - a judge does. The issuer's role is to acknowledge the court order and redirect the sold payments to the buyer. Issuers process these transfers routinely.
Will selling affect my remaining payments?
No. Any payments you keep continue exactly as scheduled. In a partial sale, the issuer splits your payments per the court order: the sold portion goes to the buyer and the rest still comes to you.
Sell My Structured Settlement for Cash is not affiliated with, endorsed by, or sponsored by Prudential. Company names are used for identification only; all trademarks belong to their respective owners. We help payment holders sell payment rights issued by this and other insurers, subject to court approval.