Quick Answer
Quick Answer: Can You Sell Annuity Payments in New Hampshire?
Yes. You can sell all of your remaining payments or only a portion. Structured settlement annuities require court approval in New Hampshire (typically about 60 days); most other annuities close in a few weeks with no hearing. Quotes are free with no obligation.
What You Can Sell in New Hampshire
Structured settlement annuities. Payments from a personal injury, wrongful death, or workers compensation settlement. New Hampshire law (N.H. Rev. Stat. Ann. § 408-A) requires a judge to confirm the sale is in your best interest - a consumer protection, and the filing work is handled for you.
Other annuities. Inherited annuities, investment annuities, and lottery prize annuities can also be sold. Because these are not covered by the settlement transfer statute, they usually close faster.
Partial sales. You choose which payments to sell and which to keep. Many New Hampshire sellers cash out only a few years of payments and keep the rest of their schedule intact.
New Hampshire Transfer Rules at a Glance
- Statute: N.H. Rev. Stat. Ann. § 408-A
- Notice / waiting period: 20 days advance notice to all interested parties
- Typical court timeline: ~60 days
- Independent advice: Independent professional advice is required before the court hearing
Applies to structured settlement annuity transfers. Full detail on the New Hampshire structured settlement page.
Taxes on Selling an Annuity in New Hampshire
New Hampshire has no state income tax, so your lump sum faces no state-level tax. Personal injury settlement proceeds generally remain tax-free federally under IRC 104(a)(2); other annuity types keep the same federal tax character your payments already had.
Why New Hampshire Annuity Holders Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
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New Hampshire Annuity Questions
Can I sell my annuity payments in New Hampshire?
Yes. New Hampshire residents can sell some or all of their future annuity payments for a lump sum. If your annuity comes from a personal injury or wrongful death settlement, the sale is reviewed by a judge under N.H. Rev. Stat. Ann. § 408-A. Other annuity types generally do not require a court hearing and can close faster.
How long does it take in New Hampshire?
Structured settlement annuity transfers in New Hampshire typically clear court in about 60 days, which includes the state's required notice period (20 days advance notice to all interested parties). Non-settlement annuities often complete in a few weeks because no hearing is required.
Will I owe New Hampshire taxes if I sell?
New Hampshire has no state income tax, so there is no state-level tax on your lump sum. If your annuity stems from a personal injury settlement, the proceeds generally remain tax-free at the federal level too under IRC 104(a)(2). For other annuity types, the taxable portion follows the same federal rules that applied to your payments.