Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in Boston?
Yes. Boston residents can sell some or all of their future structured settlement payments for a lump sum of cash. A Massachusetts judge reviews every sale under Mass. Gen. Laws ch. 231C, transfers typically complete in about 60 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in Boston?
A structured settlement pays on a schedule someone set years ago. Life in Suffolk County does not wait for that schedule. Rent or a mortgage in an expensive housing market, a medical procedure, tuition, or credit card interest can all make cash today worth more than checks arriving years from now. That mismatch is why Boston payees ask what their future payments are worth right now.
Massachusetts answers with a court process. Mass. Gen. Laws ch. 231C requires a judge to approve every transfer, with full written disclosure of the discount rate, the net amount, and all fees. All interested parties get at least 20 days advance notice, and you must receive independent professional advice before the hearing. Most transfers here run about 60 days from signature to approval.
Selling through this site follows one path. Your quote is prepared with the discount rate disclosed in writing, the paperwork is handled by DocuSign or a notary at no charge, and the transaction is funded and completed by our partner Genex Capital after court approval. Details on the state's rules are collected on our Massachusetts page.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the Massachusetts court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the Massachusetts court approval process, and receive your cash.
Massachusetts Structured Settlement Protection Act
Under Mass. Gen. Laws ch. 231C, the following requirements apply to structured settlement transfers in Massachusetts:
Court Approval
Court approval is required for all structured settlement transfers in Massachusetts. The court must find the transfer is in your best interest under Mass. Gen. Laws ch. 231C.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
Massachusetts requires full disclosure of the discount rate, net advance amount, and all fees before court approval.
Regulatory Notes
Massachusetts courts process structured settlement transfers under Mass. Gen. Laws ch. 231C. Court approval typically takes 60 days.
Consumer Protection: If you have questions about your rights under Massachusetts's SSPA, contact the Massachusetts Attorney General - Consumer Protection Division.
Sell My Structured Settlement Cash guides you through every step of the Massachusetts court approval process at no cost.
Where Your Transfer Is Filed in Boston
Boston transfers are heard by the Massachusetts Superior Court for Suffolk County at the Suffolk County Courthouse, 3 Pemberton Square, where the civil session sits in the courthouse tower. The judge reviews your petition under Mass. Gen. Laws ch. 231C and cannot approve the sale unless it is in your best interest, considering the welfare of your dependents. The statute's 20-day advance notice requirement and the independent professional advice requirement must both be satisfied before the hearing date. Expect a brief proceeding: a few direct questions, a review of the written disclosures, and a decision.
Massachusetts Superior Court, Suffolk County (Suffolk Superior Court)
Suffolk County Courthouse
3 Pemberton Square, Boston, MA 02108
Official court websiteWhy Boston Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in Boston
Boston Structured Settlement Market
Greater Boston is home to about 4.45 million people, and its housing numbers explain why lump sums matter here. The median home value is $684,900, only 34.8 percent of households own their home, and the median household income is $89,212. Turning future payments into present cash can close the gap between renting indefinitely and a realistic down payment.
| Metro Population | 4,453,352 |
| County | Suffolk |
| Median Home Value | $684,900 |
| Median Household Income | $89,212 |
| Homeownership Rate | 34.8% |
Serving Your Area
We are located at 1 Congress St #1644, Boston, MA 02114, and reachable at (857) 297-0942. Prefer to talk it through across a desk? In-person visits are welcome - stop in to review your quote face to face, or complete everything by phone. From that base we serve Boston and every other community in Massachusetts by phone and video, covering quotes, document signing, and court preparation statewide.
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Selling Structured Settlements in Boston - FAQ
What are the steps to sell my structured settlement in Boston?
First, request a free quote. The discount rate is disclosed in writing so nothing about the pricing is hidden. Next, sign electronically through DocuSign or with a notary, both at no charge. The partner legal team then files your petition in Suffolk Superior Court. After the judge approves the transfer, funding is delivered in about 3 business days.
How long does court approval take in Massachusetts?
Around 60 days is typical from signed agreement to approval order. Massachusetts requires 20 days advance notice to all interested parties, so the hearing cannot be scheduled sooner than that. Court calendars in Suffolk County can add time, which is why 60 days is the realistic planning figure rather than the legal minimum.
Where will my transfer hearing take place?
At the Suffolk County Courthouse, 3 Pemberton Square in downtown Boston, where the Superior Court's civil session sits. Hearings are typically brief. The judge confirms you received independent professional advice, reviews the disclosures, and asks about your reasons for selling before ruling on the petition.
Do I need to hire my own lawyer to sell in Boston?
You are not required to hire your own attorney to run the case. The partner legal team prepares and files the petition with the court. Massachusetts does require that you receive independent professional advice before the hearing, which gives you a qualified second opinion on the transaction before a judge ever reviews it.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.