Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in Denver?
Yes. Denver residents can sell some or all of their future structured settlement payments for a lump sum of cash. A Colorado judge reviews every sale under Colo. Rev. Stat. § 13-97-101 et seq., transfers typically complete in about 60 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in Denver?
Colorado wraps every structured settlement sale in a formal legal process, and that works in your favor. Under Colo. Rev. Stat. § 13-97-101 et seq., a Denver District Court judge must approve your transfer, all interested parties get 20 days advance notice, and you receive independent professional advice before the hearing. The discount rate, net advance amount, and all fees must be disclosed before anything is approved.
Why go through it? Denver sellers typically need to make a move on a house, pay down medical debt, clear high-interest balances, or capitalize a business. When the choice is between a lump sum from payments you already own and a loan that adds interest on top, the sale often comes out ahead.
The mechanics are straightforward. You get a written quote from us with the discount rate disclosed, signing is handled by DocuSign or a notary at no charge, and the transaction is funded and completed by our partner Genex Capital after the court signs off, typically about 60 days end to end. Request a free quote or see the Colorado overview to compare details.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the Colorado court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the Colorado court approval process, and receive your cash.
Colorado Structured Settlement Protection Act
Under Colo. Rev. Stat. § 13-97-101 et seq., the following requirements apply to structured settlement transfers in Colorado:
Court Approval
Court approval is required for all structured settlement transfers in Colorado. The court must find the transfer is in your best interest under Colo. Rev. Stat. § 13-97-101 et seq.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
Colorado requires full disclosure of the discount rate, net advance amount, and all fees before court approval.
Regulatory Notes
Colorado courts process structured settlement transfers under Colo. Rev. Stat. § 13-97-101 et seq. Court approval typically takes 60 days.
Consumer Protection: If you have questions about your rights under Colorado's SSPA, contact the Colorado Attorney General - Consumer Protection Section.
Sell My Structured Settlement Cash guides you through every step of the Colorado court approval process at no cost.
Where Your Transfer Is Filed in Denver
Denver operates as a consolidated city and county, and civil matters for the Denver District Court, Colorado's Second Judicial District, are heard at the Denver City and County Building, 1437 Bannock St, Denver, CO 80202. Your petition is reviewed there by a district judge, whose job under the Colorado statute is to determine that the transfer serves your best interest before granting approval.
By hearing day, the 20-day notice to interested parties will have run and your independent professional advice will be documented. Plan for a short appearance, usually a handful of questions about your finances and your plans for the money.
Denver District Court (Second Judicial District of Colorado)
Denver City and County Building
1437 Bannock St, Denver, CO 80202
Official court websiteWhy Denver Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in Denver
Denver Structured Settlement Market
Roughly 2.7 million people live in the Denver area, where median household income is $85,853 and the median home is valued at $540,400. With 49.4 percent of households owning, half the metro is still working toward a purchase. At these price levels, a settlement lump sum can be the difference between a viable down payment and years of additional saving.
| Metro Population | 2,714,768 |
| County | Denver |
| Median Home Value | $540,400 |
| Median Household Income | $85,853 |
| Homeownership Rate | 49.4% |
Serving Your Area
Our Denver office is located at 1325 Delaware St #240, Denver, CO 80204, phone (719) 431-5591. We meet Denver sellers in person here and handle the rest of Colorado entirely by phone and video, so approval-ready paperwork moves at the same speed no matter where in the state you live.
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Selling Structured Settlements in Denver - FAQ
How do I sell my structured settlement in Denver?
Get a free quote first. The offer comes in writing with the discount rate disclosed up front. Signing is done by DocuSign or with a notary at no charge to you, then the partner legal team files the petition in Denver District Court. Funding usually lands about 3 business days after the judge approves.
How long does the Colorado court approval process take?
Around 60 days is the standard window from contract to funding. Colorado's statute requires 20 days advance notice to all interested parties and independent professional advice before the hearing, so the schedule cannot compress below that. Responsive paperwork on your end keeps everything at the fast end of the range.
Where will my hearing take place?
At the Denver City and County Building, 1437 Bannock St, where the Denver District Court hears civil cases for the consolidated city and county. Hearings on settlement transfers are typically brief. The judge verifies your identity, your understanding of the terms, and that the sale fits your best interest.
What does it cost to sell my settlement in Denver?
Nothing out of pocket. There are no application fees, notary charges, or legal bills sent to you. The economics live in the discount rate, which is the difference between the future payments you give up and the lump sum you receive, and Colorado law requires that rate to be disclosed in writing before court approval.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.