Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in Los Angeles?
Yes. Los Angeles residents can sell some or all of their future structured settlement payments for a lump sum of cash. A California judge reviews every sale under Cal. Ins. Code § 10134-10139.5, transfers typically complete in about 75 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in Los Angeles?
Los Angeles is one of the most expensive places in America to wait on money. When settlement checks are spread across a decade but the need is this year, sellers convert part of the stream into cash for housing, medical care, debt payoff, or a business. In a county where most households rent, a lump sum is often the only realistic route to a down payment, and even renters use it to reset finances that high housing costs keep stretched thin.
California regulates these sales more heavily than most states. Cal. Ins. Code §§ 10134-10139.5 requires written disclosure of the discount rate and all terms, a minimum 20-day waiting period between disclosure and the court hearing, and independent professional advice for the payee. Expect the full process to take about 75 days, a bit longer than elsewhere.
Nothing funds until a Los Angeles County judge approves. At that point the transaction is funded and completed by our partner Genex Capital, with your quote's discount rate already disclosed in writing from day one. Start with a free quote or read the fine print on our California page.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the California court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the California court approval process, and receive your cash.
California Structured Settlement Protection Act
Under Cal. Ins. Code § 10134-10139.5, the following requirements apply to structured settlement transfers in California:
Court Approval
Court approval is required for all structured settlement transfers in California. The court must find the transfer is in your best interest under Cal. Ins. Code § 10134-10139.5.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
California requires payee to receive independent professional advice. 20-day minimum waiting period between disclosure and court hearing.
Regulatory Notes
California courts process structured settlement transfers under Cal. Ins. Code § 10134-10139.5. Court approval typically takes 75 days.
Consumer Protection: If you have questions about your rights under California's SSPA, contact the California Department of Insurance; California Attorney General.
Sell My Structured Settlement Cash guides you through every step of the California court approval process at no cost.
Where Your Transfer Is Filed in Los Angeles
Petitions from Los Angeles sellers are filed with the Superior Court of California, County of Los Angeles. Its central civil venue is the Stanley Mosk Courthouse at 111 N Hill St, the largest trial courthouse in the United States. The judge reviews the transfer under Cal. Ins. Code §§ 10134-10139.5 and must find the sale is in your best interest, taking your dependents into account. California's 20-day waiting period between disclosure and hearing and its independent professional advice requirement both apply. Hearings are usually brief and focused on your reasons for selling and the disclosed terms.
Superior Court of California, County of Los Angeles
Stanley Mosk Courthouse
111 N Hill St, Los Angeles, CA 90012
Official court websiteWhy Los Angeles Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in Los Angeles
Los Angeles Structured Settlement Market
Los Angeles County spans nearly 12 million residents. The median home value is $822,600 against a median household income of $76,244, and just 36.6 percent of households own their homes. With home prices running more than ten times income, a lump sum aimed at housing or at clearing debt does more here than almost anywhere.
| Metro Population | 11,984,083 |
| County | Los Angeles |
| Median Home Value | $822,600 |
| Median Household Income | $76,244 |
| Homeownership Rate | 36.6% |
Serving Your Area
Our downtown office is at 425 S Broadway #357, Los Angeles, CA 90013, phone (213) 731-1532. It is a real office and visitors are welcome - many Los Angeles sellers prefer handling their paperwork in person, and we are set up for exactly that. California sellers can also reach our locations in San Diego, San Francisco, Sacramento, Fresno, and Bakersfield, and we cover every other corner of the state by phone and video.
Also Serving Nearby
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Selling Structured Settlements in Los Angeles - FAQ
How do I sell my structured settlement in Los Angeles?
Ask for a free quote. California requires the discount rate and terms disclosed in writing, and the quote is built that way from the start. You sign by DocuSign or with a notary at no charge, the partner legal team files the petition in Los Angeles Superior Court, and funding follows about 3 business days after the judge approves.
How long does court approval take in California?
Plan on about 75 days, longer than the national norm. California mandates at least 20 days between the written disclosure and the court hearing, requires independent professional advice, and the Los Angeles court's civil calendar adds scheduling time. Funding is completed roughly 3 business days after the approval order.
Where will my hearing be held in Los Angeles?
Most Los Angeles transfer petitions are heard at the Stanley Mosk Courthouse, 111 N Hill St, the central civil courthouse for the Superior Court of California, County of Los Angeles. It is the largest trial courthouse in the country, but your part is small: a brief hearing where the judge reviews the disclosures and your reasons.
What will selling my settlement cost me in Los Angeles?
You pay nothing out of pocket at any stage: no quote fee, no notary or DocuSign charge, no court filing bill. The cost lives inside the price itself, as a discount rate applied to your future payments, and California requires that rate to be disclosed to you in writing well before the hearing.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.