Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in New Orleans?
Yes. New Orleans residents can sell some or all of their future structured settlement payments for a lump sum of cash. A Louisiana judge reviews every sale under La. Rev. Stat. § 22:1661 et seq., transfers typically complete in about 60 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in New Orleans?
Louisiana is the only state where your petition is filed in a parish rather than a county, and New Orleans has a trial court devoted entirely to civil matters: the Civil District Court for the Parish of Orleans. Under La. Rev. Stat. § 22:1661 et seq., a judge there must approve any sale of structured settlement payments and find it in your best interest.
Orleans Parish sellers come to the table with practical goals. Some need to cover medical treatment or catch up on housing costs. Some are buying a home and need the down payment in one piece. Others are unwinding high-interest debt or funding a small business, choosing a disclosed discount rate over an open-ended loan. None of it requires justifying your life to a stranger, but all of it must make sense to a judge.
Louisiana law requires the discount rate, net advance amount, and all fees in writing before approval, gives interested parties 20 days advance notice, and requires independent professional advice before your hearing. Count on roughly 60 days overall. Your transaction is funded and completed by our partner Genex Capital after the court's order, and our Louisiana page explains the statewide rules.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the Louisiana court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the Louisiana court approval process, and receive your cash.
Louisiana Structured Settlement Protection Act
Under La. Rev. Stat. § 22:1661 et seq., the following requirements apply to structured settlement transfers in Louisiana:
Court Approval
Court approval is required for all structured settlement transfers in Louisiana. The court must find the transfer is in your best interest under La. Rev. Stat. § 22:1661 et seq.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
Louisiana requires full disclosure of the discount rate, net advance amount, and all fees before court approval.
Regulatory Notes
Louisiana courts process structured settlement transfers under La. Rev. Stat. § 22:1661 et seq. Court approval typically takes 60 days.
Consumer Protection: If you have questions about your rights under Louisiana's SSPA, contact the Louisiana Attorney General - Consumer Protection Section.
Sell My Structured Settlement Cash guides you through every step of the Louisiana court approval process at no cost.
Where Your Transfer Is Filed in New Orleans
Your petition is filed with the Civil District Court for the Parish of Orleans, New Orleans' dedicated civil trial court, at 421 Loyola Avenue, New Orleans, LA 70112. Louisiana organizes its courts by parish rather than county, but the review works the same way as elsewhere: under La. Rev. Stat. § 22:1661 et seq., the judge must find the transfer in your best interest before approving it. Interested parties are entitled to at least 20 days advance notice, and you must receive independent professional advice before the hearing. Hearings are usually brief, and sellers who can explain their plans clearly tend to move through quickly.
Civil District Court for the Parish of Orleans
Orleans Parish Civil District Court Building
421 Loyola Avenue, New Orleans, LA 70112
Official court websiteWhy New Orleans Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in New Orleans
New Orleans Structured Settlement Market
About 928,503 people live in the New Orleans area. The median household income is $51,116, the median home value is $281,500, and 49.3 percent of households own. That spread between income and home prices is exactly where a lump sum earns its keep: a down payment assembled in one step, or high-rate debt retired so a monthly budget can absorb housing costs.
| Metro Population | 928,503 |
| County | Orleans |
| Median Home Value | $281,500 |
| Median Household Income | $51,116 |
| Homeownership Rate | 49.3% |
Serving Your Area
Our office at 1100 Poydras St #1182, New Orleans, LA 70163 serves New Orleans and the surrounding parishes. Call (504) 492-6429 to speak with the team. This is a physical office you are welcome to visit - meet with us in person or handle everything remotely, whichever suits you. Sellers across the rest of Louisiana can complete everything, quote through signing, by phone and video.
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Selling Structured Settlements in New Orleans - FAQ
How do I sell my structured settlement in New Orleans?
Request a free quote and review the discount rate, which is disclosed in writing up front. Sign by DocuSign or with a notary at no charge. The partner legal team files your petition with the Civil District Court for the Parish of Orleans, and funding follows about 3 business days after the judge approves.
How long does approval take in Louisiana?
Roughly 60 days is typical in Louisiana. The law requires at least 20 days advance notice to interested parties before your hearing at Civil District Court, which sets a hard minimum. Docket timing in Orleans Parish fills in the remainder, and money is generally wired about 3 business days after the judge approves.
Where does my hearing take place?
New Orleans hearings take place at the Civil District Court for the Parish of Orleans, 421 Loyola Avenue, New Orleans, LA 70112. This court handles the parish's civil matters, including structured settlement transfers. The proceeding is usually brief: the judge reviews the disclosures, asks about your plans, and rules on the petition.
Will I pay taxes on my lump sum in Louisiana?
Generally, no. Personal injury settlement payments are tax-free under federal law, and courts have held that the tax character carries through when those payments are sold for a lump sum, so proceeds from a typical sale are not taxed as income. Because settlement types vary, have a CPA confirm how the rule applies to your specific payments.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.