Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in Jacksonville?
Yes. Jacksonville residents can sell some or all of their future structured settlement payments for a lump sum of cash. A Florida judge reviews every sale under Fla. Stat. § 626.99296, transfers typically complete in about 60 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in Jacksonville?
Sixty days is the number to plan around in Jacksonville. That is the typical stretch from signing a transfer agreement to receiving funds, and much of it is written into Fla. Stat. § 626.99296, which requires at least 20 days between signing and your court hearing along with 20 days advance notice to everyone holding an interest in the settlement.
The hearing happens in the Duval County Circuit Court, where a judge must find the sale in your best interest before approving it. Florida also requires you to obtain independent professional advice first, and the discount rate, net payout, and all fees must be disclosed in writing well before you ever stand in front of the judge.
Why do Duval County holders sell? The files repeat themselves: hospital and specialist bills, a down payment on a first home, high-interest debt that a lump sum can erase in one move, and capital for a business or a relocation. The common thread is a need that monthly checks cannot meet on time.
Transactions through this site are funded and completed by Genex Capital after court approval, and our Florida guide covers the statute end to end.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the Florida court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the Florida court approval process, and receive your cash.
Florida Structured Settlement Protection Act
Under Fla. Stat. § 626.99296, the following requirements apply to structured settlement transfers in Florida:
Court Approval
Court approval is required for all structured settlement transfers in Florida. The court must find the transfer is in your best interest under Fla. Stat. § 626.99296.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
Florida requires 20-day minimum between agreement execution and court hearing.
Regulatory Notes
Florida courts process structured settlement transfers under Fla. Stat. § 626.99296. Court approval typically takes 60 days.
Consumer Protection: If you have questions about your rights under Florida's SSPA, contact the Florida Attorney General - Consumer Protection Division.
Sell My Structured Settlement Cash guides you through every step of the Florida court approval process at no cost.
Where Your Transfer Is Filed in Jacksonville
Duval County petitions go to the Duval County Circuit Court, part of Florida's Fourth Judicial Circuit, at the Duval County Courthouse, 501 W Adams Street, Jacksonville, FL 32202. The judge reviews your transfer under Fla. Stat. § 626.99296 and can approve only upon finding it in your best interest. Florida's rules require a minimum of 20 days between signing your agreement and the hearing, 20 days advance notice to interested parties, and independent professional advice completed beforehand. The appearance itself is usually brief: the judge confirms the disclosures, asks about your reasons and plans for the money, and rules from the bench in most cases.
Duval County Circuit Court (Fourth Judicial Circuit of Florida)
Duval County Courthouse
501 W Adams Street, Jacksonville, FL 32202
Official court websiteWhy Jacksonville Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in Jacksonville
Jacksonville Structured Settlement Market
Jacksonville's metro counts 1,335,714 residents, a median household income of $64,138, and a median home value of $243,000. Notably, 57 percent of households here own their homes, so lump sums in this market frequently go toward buying, upgrading, or paying down a house rather than emergency spending, and sellers often size the transfer to that one goal.
| Metro Population | 1,335,714 |
| County | Duval |
| Median Home Value | $243,000 |
| Median Household Income | $64,138 |
| Homeownership Rate | 57% |
Serving Your Area
Our Jacksonville office is at 925 N Ocean St #349, Jacksonville, FL 32202. The door is open for in-person appointments and walk-in visits alike - come by the office or work with us remotely, your choice. Florida sellers can also reach us through offices in Brandon, Lakeland, Land O' Lakes, Miami, New Port Richey, Orlando, and Palm Harbor, and anyone elsewhere in the state can handle everything by phone and video.
Also Serving Nearby
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Selling Structured Settlements in Jacksonville - FAQ
How do I sell my structured settlement in Jacksonville?
Request your free quote first; the discount rate arrives disclosed in writing so there are no pricing surprises later. Sign by DocuSign or with a notary at no cost to you. The partner legal team files the petition with the Duval County Circuit Court, and after the judge approves, funding typically arrives in about 3 business days.
How long does Florida court approval take?
About 60 days is the norm from contract to cash. Florida law itself imposes a 20-day minimum between signing your agreement and the court hearing, plus 20 days advance notice to all interested parties, so a meaningful portion of the wait is statutory. Clean, complete paperwork keeps the rest of the timeline tight.
Where will my Jacksonville hearing be?
At the Duval County Courthouse, 501 W Adams Street, before a circuit judge of the Fourth Judicial Circuit. Set aside part of a morning, though the hearing itself is short. The judge's focus is whether the transfer serves your best interest and whether every required disclosure and advice step was satisfied.
Is a lawyer required to sell my payments in Florida?
No. You do not have to retain your own attorney; the petition, filing, and hearing preparation are handled by the partner legal team as part of the transaction. Florida separately requires independent professional advice before approval, so you will get guidance from a professional whose only role is protecting your interests. Hiring personal counsel remains your option.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.