Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in Tampa?
Yes. Tampa residents can sell some or all of their future structured settlement payments for a lump sum of cash. A Florida judge reviews every sale under Fla. Stat. § 626.99296, transfers typically complete in about 60 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in Tampa?
Between the day you sign a transfer agreement and the day a Hillsborough County judge reviews it, Florida law requires at least 20 days to pass. That built-in pause, set by Fla. Stat. § 626.99296, exists so no one sells future payments in a rush. Add the required notice to interested parties, independent professional advice, and docket time, and a Tampa sale typically completes in about 60 days.
What sends Tampa sellers to court in the first place is rarely complicated: a medical bill, a roof, a down payment in a fast-appreciating market, credit card interest that outruns what the annuity earns. Some need one payment accelerated. Others convert years of checks into a single working sum they can actually put to use now.
The structure on this site is deliberately simple. One written quote with the discount rate disclosed, signing by DocuSign or notary at no charge, and a transaction funded and completed by our partner Genex Capital after approval. Walk through the sequence at how it works or dig into state rules on our Florida page.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the Florida court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the Florida court approval process, and receive your cash.
Florida Structured Settlement Protection Act
Under Fla. Stat. § 626.99296, the following requirements apply to structured settlement transfers in Florida:
Court Approval
Court approval is required for all structured settlement transfers in Florida. The court must find the transfer is in your best interest under Fla. Stat. § 626.99296.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
Florida requires 20-day minimum between agreement execution and court hearing.
Regulatory Notes
Florida courts process structured settlement transfers under Fla. Stat. § 626.99296. Court approval typically takes 60 days.
Consumer Protection: If you have questions about your rights under Florida's SSPA, contact the Florida Attorney General - Consumer Protection Division.
Sell My Structured Settlement Cash guides you through every step of the Florida court approval process at no cost.
Where Your Transfer Is Filed in Tampa
Tampa petitions are filed with the Thirteenth Judicial Circuit Court of Florida in Hillsborough County. Civil divisions are housed at the George E. Edgecomb Courthouse, 800 E Twiggs St in downtown Tampa, the circuit's main courthouse. The judge assigned to your case reviews the transfer under Fla. Stat. § 626.99296 and must find it in your best interest, factoring in any dependents, before signing the order. By hearing day, Florida's 20-day minimum between agreement execution and hearing must have elapsed and your independent professional advice must be documented. The hearing itself is typically brief.
Thirteenth Judicial Circuit Court of Florida (Hillsborough County)
George E. Edgecomb Courthouse
800 E Twiggs St, Tampa, FL 33602
Official court websiteWhy Tampa Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in Tampa
Tampa Structured Settlement Market
Hillsborough County anchors a Tampa area of nearly 3 million people, where the median household income is $66,802 and the median home value is $333,200. Homeownership sits at 50.5 percent, an even split of owners and renters. On both sides of that line, a lump sum tends to serve housing: a down payment for the renters, repairs and equity protection for the owners.
| Metro Population | 2,957,531 |
| County | Hillsborough |
| Median Home Value | $333,200 |
| Median Household Income | $66,802 |
| Homeownership Rate | 50.5% |
Serving Your Area
We are located at 615 Channelside Dr #215, Tampa, FL 33602, phone (727) 349-1148. You are welcome to visit in person - the office is open to sellers who prefer to sit down face to face, and every step also works remotely. Our Florida footprint also includes Brandon, Jacksonville, Lakeland, Land O' Lakes, Miami, New Port Richey, and Orlando, and sellers anywhere else in the state can complete everything by phone and video.
Also Serving Nearby
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Selling Structured Settlements in Tampa - FAQ
How do I sell my structured settlement in Tampa?
Start by requesting a free quote, which arrives with the discount rate disclosed in writing. If you move forward, sign by DocuSign or with a notary at no charge. The partner legal team files the petition in Hillsborough County's circuit court, and funding is completed about 3 business days after the judge approves.
How long does Florida court approval take for Tampa sellers?
Plan on about 60 days. Florida sets a hard minimum of 20 days between the signed agreement and the hearing, interested parties must receive advance notice, and the Thirteenth Judicial Circuit's calendar fixes the actual hearing date. Once approved, funding arrives in roughly 3 business days.
Which courthouse handles my hearing in Tampa?
The George E. Edgecomb Courthouse at 800 E Twiggs St in downtown Tampa, the main courthouse of the Thirteenth Judicial Circuit and home to its civil divisions. Expect a brief appearance where the judge reviews the written disclosures, confirms you received independent advice, and asks about your reasons.
Do I need my own lawyer to sell in Tampa?
Hiring your own attorney is optional, not required. The petition is prepared and filed by the partner legal team, and Florida separately requires you to receive independent professional advice before the hearing, so a qualified outside perspective is built into the process. You are always free to bring your own counsel as well.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.