Quick Answer
Quick Answer: Can You Sell Your Structured Settlements in West Palm Beach?
Yes. West Palm Beach residents can sell some or all of their future structured settlement payments for a lump sum of cash. A Florida judge reviews every sale under Fla. Stat. § 626.99296, transfers typically complete in about 60 days, and quotes are free with no obligation.
Why Sell Your Structured Settlement in West Palm Beach?
Palm Beach County sellers bring all kinds of goals to a settlement sale. These are the ones we hear most often:
- clearing medical bills or high-interest card balances in one move
- building a down payment in a county where the median home runs $324,800
- capital for a small business, a relocation, or a reliable vehicle needed for work
- avoiding a personal loan whose interest would outrun the settlement's value
Florida law keeps the transaction honest. Fla. Stat. § 626.99296 requires approval from a circuit judge, who must find the sale in your best interest, and mandates at least 20 days between the signed purchase agreement and the hearing. West Palm Beach petitions are heard by the Fifteenth Judicial Circuit, and most transfers complete in about 60 days. The clock runs mostly on notice requirements and the court's calendar, not on paperwork.
There is one funding source behind this site: Genex Capital, which funds and completes each transaction after the court's order. Your quote states the discount rate in writing before you sign. Review our guaranty and the Florida page for more.
Simple, Transparent Process
Your written quote spells out exactly which payments you are selling, the purchase price, and the discount rate. No surprises at any step, and you owe nothing if the court does not approve.
Tell Us About Your Structured Settlements
Share your structured settlement details. It takes less than 2 minutes.
Get Your Written Quote
Your quote states the payments, price, and discount rate in writing. Sign by DocuSign or notary at no charge, and the Florida court filing is handled for you.
Get Your Lump Sum
Accept the best offer, complete the Florida court approval process, and receive your cash.
Florida Structured Settlement Protection Act
Under Fla. Stat. § 626.99296, the following requirements apply to structured settlement transfers in Florida:
Court Approval
Court approval is required for all structured settlement transfers in Florida. The court must find the transfer is in your best interest under Fla. Stat. § 626.99296.
Waiting Period
20 days advance notice to all interested parties
Independent Professional Advice
Independent professional advice is required before the court hearing
Key Provisions
Florida requires 20-day minimum between agreement execution and court hearing.
Regulatory Notes
Florida courts process structured settlement transfers under Fla. Stat. § 626.99296. Court approval typically takes 60 days.
Consumer Protection: If you have questions about your rights under Florida's SSPA, contact the Florida Attorney General - Consumer Protection Division.
Sell My Structured Settlement Cash guides you through every step of the Florida court approval process at no cost.
Where Your Transfer Is Filed in West Palm Beach
The Fifteenth Judicial Circuit Court of Florida handles Palm Beach County transfer petitions, with hearings at the Palm Beach County Main Courthouse, 205 N. Dixie Hwy, West Palm Beach, FL 33401. The circuit judge must find the sale in your best interest under Fla. Stat. § 626.99296 after confirming the required disclosures were made in writing. The law builds in at least 20 days between the signed agreement and the hearing, notice to all interested parties, and independent professional advice beforehand. The hearing is brief in most cases; approved orders then go to the annuity issuer so funding can follow.
Fifteenth Judicial Circuit Court of Florida (Palm Beach County)
Palm Beach County Main Courthouse
205 N. Dixie Hwy, West Palm Beach, FL 33401
Official court websiteWhy West Palm Beach Residents Choose Sell My Structured Settlement Cash
Court-Approved Process
Every transfer is reviewed by a judge for your protection, and the filing work is handled for you.
No-Surprise Net Price
The quote you accept is the amount you receive. Transfer legal costs are covered, not deducted later.
Competitive Offers
Strong pricing on your payments, and a legitimate higher written offer will be matched before closing.
No Pressure, Ever
Straight answers and patient support. Take the time you need - the decision is always yours.
Other Payments You Can Sell in West Palm Beach
West Palm Beach Structured Settlement Market
West Palm Beach's 122,290 residents sit near the middle of Florida's cost curve, with a median home value of $324,800, median household income of $64,044, and 49.8 percent owner occupancy. A home priced at roughly five times income makes the down payment the hard part, and that is a problem a lump sum solves better than any payment stream.
| Metro Population | 122,290 |
| County | Palm Beach |
| Median Home Value | $324,800 |
| Median Household Income | $64,044 |
| Homeownership Rate | 49.8% |
Serving Your Area
We serve West Palm Beach and Palm Beach County entirely by phone and video, with every step, from the first written quote to the notarized signing, handled without an office visit. Our nearest Florida office, in Miami, supports the region, and court filings for West Palm Beach sellers proceed in the same local venue either way.
Also Serving Nearby
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Selling Structured Settlements in West Palm Beach - FAQ
How do I sell my structured settlement in West Palm Beach?
The first step is a free quote with the discount rate disclosed in writing, so you see the full cost of converting payments to cash. Signing is by DocuSign or notary, free either way. The partner legal team files with the Fifteenth Judicial Circuit, and funding lands about 3 business days after approval.
How long does approval take for Palm Beach County sellers?
Expect roughly 60 days overall. Florida requires at least 20 days between signing the purchase agreement and your hearing, and the Fifteenth Circuit's calendar sets the date past that minimum. The balance of the timeline is document gathering, notice to interested parties, and the funding wire.
Where will my hearing be held in West Palm Beach?
At the Palm Beach County Main Courthouse, 205 N. Dixie Hwy, West Palm Beach, FL 33401, before a judge of the Fifteenth Judicial Circuit. The judge confirms the required disclosures were made and that the sale is in your best interest. Hearings are brief, measured in minutes rather than hours.
What happens if the judge turns down my petition?
Your structured settlement is unchanged: every payment continues on schedule, and you owe nothing for the filing. A denial in the Fifteenth Circuit usually means the judge wanted a stronger reason or a smaller transfer. You can revise the request and come back; there is no penalty for a second petition.
What Our Clients Say
Hear from real customers who sold their payments to buy homes, start businesses, pay for education, and meet medical costs.
Structured Settlements
The quote showed the exact discount rate in writing before I signed anything. Nobody pressured me and the number they quoted is the number that arrived.
Michael R.
Structured Settlements
The court approval process seemed overwhelming until they walked me through every step. No surprises, no hidden fees.
Jennifer L.
Structured Settlements
I needed cash for medical bills. I had a written offer within a day and the whole process was transparent and professional.
David W.